Disclaimer

General Disclaimer

The information provided by Kalkulata ("we," "we," or "our") on this Service is for general informational and educational purposes only. All information on the Service is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information or calculations on the Service.

Accuracy of Calculations

While we strive to provide accurate calculations and maintain the highest level of computational accuracy, Kalkulata does not warrant that:

• The calculations are error-free or will operate without interruption
• The results are suitable for your specific needs or circumstances
• The calculations are appropriate for professional, financial, medical, legal, or other critical decisions
• Any defects or errors will be corrected

Always verify results independently, especially for important decisions. For financial, medical, legal, or other professional matters, consult with a qualified professional.

No Professional Advice

The Service and any calculations performed are not intended to be a substitute for professional advice, whether financial, legal, medical, or otherwise. Reliance on any information provided by this Service is solely at your own risk. Before making any decisions based on calculations from this Service, you should consult with a qualified professional.

Use at Your Own Risk

Your use of the Service and any reliance on information or calculations obtained through this Service is entirely at your own risk. We assume no liability or responsibility for any errors or omissions in the content of this Service or for any damages resulting from the use of this Service.

Availability and Functionality

We do not guarantee that the Service will be available at all times. The Service may be interrupted for maintenance, updates, or other reasons without notice. We are not responsible for any loss or damage resulting from your inability to access the Service.

External Links

Through this Service, you may be able to link to other websites or resources. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Data Loss and Security

While we take reasonable measures to protect your data, we cannot guarantee absolute security. Any information or calculations you store or transmit through the Service is done at your own risk. We are not responsible for any loss of data or unauthorized access to your information.

Limitation of Liability

To the fullest extent permitted by applicable law, Kalkulata, its directors, employees, partners, agents, suppliers, or affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, use, goodwill, or other intangible losses
• Any errors, mistakes, or inaccuracies in content and materials
• Personal injury or property damage resulting from your use of the Service
• Any unauthorized access to or use of our secure servers and/or personal information

Indemnification

You agree to indemnify and hold harmless Kalkulata and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service; b) your violation of any term of these Terms; or c) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes.

Governing Law

This disclaimer shall be governed and construed in accordance with the laws of the jurisdiction in which Kalkulata is based, without regard to its conflict of law provisions.

Contact Us

If you have any questions about this disclaimer, please contact us through our designated contact channels.